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19/05/2008 - Juan Ramón Rallo
El crédito bancario a la construcción en España
1993-2007
La expansión crediticia llevada a cabo por el Banco Central Europeo ha provocado una excesiva concentración de riesgos del sistema bancario en el sector de la construcción. El 60% de los créditos de los bancos y cajas españoles a finales de 2007 estaban ligados a actividades relacionadas con el ladrillo. El Banco de España, como supuesto garante de la estabilidad del sistema financiero, ha sido sin embargo incapaz de detener este peligroso proceso.
V. Datos
| Tipo de interés | Crédito a la construcción (millones de euros) | |
|---|---|---|
| mar-93 | 13% | 88.547 |
| jun-93 | 11% | 90.010 |
| sep-93 | 10% | 90.698 |
| dic-93 | 9% | 93.436 |
| mar-94 | 8% | 94.834 |
| jun-94 | 8% | 97.075 |
| sep-94 | 7% | 99.714 |
| dic-94 | 7% | 102.036 |
| mar-95 | 9% | 104.011 |
| jun-95 | 9% | 107.336 |
| sep-95 | 9% | 109.681 |
| dic-95 | 9% | 112.470 |
| mar-96 | 8% | 114.525 |
| jun-96 | 7% | 117.987 |
| sep-96 | 7% | 120.831 |
| dic-96 | 6% | 124.720 |
| mar-97 | 6% | 128.185 |
| jun-97 | 5% | 133.669 |
| sep-97 | 5% | 139.335 |
| dic-97 | 5% | 145.640 |
| mar-98 | 5% | 150.023 |
| jun-98 | 4% | 160.379 |
| sep-98 | 4% | 166.079 |
| dic-98 | 3% | 171.194 |
| mar-99 | 3% | 178.269 |
| jun-99 | 3% | 188.493 |
| sep-99 | 3% | 194.997 |
| dic-99 | 3% | 204.965 |
| mar-00 | 4% | 214.208 |
| jun-00 | 4% | 226.746 |
| sep-00 | 5% | 238.460 |
| dic-00 | 5% | 252.839 |
| mar-01 | 5% | 261.540 |
| jun-01 | 5% | 276.427 |
| sep-01 | 4% | 282.436 |
| dic-01 | 3% | 294.042 |
| mar-02 | 3% | 305.435 |
| jun-02 | 3% | 322.624 |
| sep-02 | 3% | 337.472 |
| dic-02 | 3% | 347.493 |
| mar-03 | 3% | 361.650 |
| jun-03 | 2% | 381.278 |
| sep-03 | 2% | 397.137 |
| dic-03 | 2% | 419.722 |
| mar-04 | 2% | 442.044 |
| jun-04 | 2% | 468.869 |
| sep-04 | 2% | 492.970 |
| dic-04 | 2% | 524.363 |
| mar-05 | 2% | 556.622 |
| jun-05 | 2% | 620.277 |
| sep-05 | 2% | 658.253 |
| dic-05 | 2% | 708.819 |
| mar-06 | 3% | 759.639 |
| jun-06 | 3% | 813.441 |
| sep-06 | 3% | 863.192 |
| dic-06 | 4% | 922.756 |
| mar-07 | 4% | 968.830 |
| jun-07 | 4% | 1.015.326 |
| sep-07 | 4% | 1.047.563 |
| dic-07 | 4% | 1.075.162 |
| Crecimiento crédito | Tipo de interés medio | |
|---|---|---|
| 1993 | 6% | 11% |
| 1994 | 8% | 8% |
| 1995 | 8% | 9% |
| 1996 | 9% | 7% |
| 1997 | 14% | 5% |
| 1998 | 14% | 4% |
| 1999 | 15% | 3% |
| 2000 | 18% | 4% |
| 2001 | 12% | 4% |
| 2002 | 14% | 3% |
| 2003 | 16% | 2% |
| 2004 | 19% | 2% |
| 2005 | 27% | 2% |
| 2006 | 21% | 3% |
| 2007 | 11% | 4% |
| Adquisición y rehabilitación de vivienda | Edificación | Inmobiliarias | Total construcción | |
|---|---|---|---|---|
| dic-92 | 46.080.864 | 29.201.820 | 10.199.026 | 85.481.710 |
| mar-93 | 48.678.468 | 29.686.377 | 10.182.277 | 88.547.122 |
| jun-93 | 50.935.236 | 28.985.779 | 10.088.717 | 90.009.732 |
| sep-93 | 52.253.604 | 28.458.433 | 9.986.312 | 90.698.349 |
| dic-93 | 56.213.216 | 24.952.124 | 12.270.267 | 93.435.607 |
| mar-94 | 57.964.168 | 24.608.470 | 12.261.503 | 94.834.141 |
| jun-94 | 60.852.240 | 24.175.931 | 12.046.938 | 97.075.109 |
| sep-94 | 63.533.568 | 24.214.614 | 11.965.329 | 99.713.511 |
| dic-94 | 67.111.352 | 23.136.778 | 11.787.786 | 102.035.916 |
| mar-95 | 68.687.424 | 22.677.317 | 12.646.100 | 104.010.841 |
| jun-95 | 71.462.104 | 22.836.084 | 13.038.120 | 107.336.308 |
| sep-95 | 73.099.688 | 23.458.055 | 13.123.722 | 109.681.465 |
| dic-95 | 75.703.488 | 23.614.589 | 13.152.365 | 112.470.442 |
| mar-96 | 77.464.712 | 23.520.943 | 13.538.961 | 114.524.616 |
| jun-96 | 80.479.496 | 24.154.938 | 13.352.210 | 117.986.644 |
| sep-96 | 82.888.480 | 24.349.163 | 13.593.423 | 120.831.066 |
| dic-96 | 85.592.336 | 24.266.838 | 14.861.320 | 124.720.494 |
| mar-97 | 88.542.168 | 24.488.880 | 15.153.747 | 128.184.795 |
| jun-97 | 93.447.968 | 24.775.401 | 15.445.591 | 133.668.960 |
| sep-97 | 98.228.848 | 25.064.768 | 16.041.257 | 139.334.873 |
| dic-97 | 104.291.670 | 24.701.003 | 16.646.913 | 145.639.586 |
| mar-98 | 108.399.030 | 26.274.808 | 15.348.783 | 150.022.621 |
| jun-98 | 115.727.520 | 28.190.165 | 16.461.571 | 160.379.256 |
| sep-98 | 119.894.940 | 28.878.432 | 17.305.222 | 166.078.594 |
| dic-98 | 123.254.040 | 29.269.525 | 18.670.760 | 171.194.325 |
| mar-99 | 128.194.540 | 29.911.822 | 20.162.244 | 178.268.606 |
| jun-99 | 133.924.170 | 32.527.489 | 22.041.804 | 188.493.463 |
| sep-99 | 139.265.260 | 33.369.214 | 22.362.848 | 194.997.322 |
| dic-99 | 145.184.110 | 35.111.937 | 24.668.812 | 204.964.859 |
| mar-00 | 150.676.540 | 37.002.543 | 26.528.620 | 214.207.703 |
| jun-00 | 158.078.080 | 39.319.729 | 29.347.866 | 226.745.675 |
| sep-00 | 165.891.300 | 41.208.360 | 31.359.842 | 238.459.502 |
| dic-00 | 176.652.800 | 42.627.106 | 33.559.064 | 252.838.970 |
| mar-01 | 183.188.930 | 42.367.687 | 35.982.920 | 261.539.537 |
| jun-01 | 193.427.140 | 44.684.025 | 38.315.664 | 276.426.829 |
| sep-01 | 198.746.910 | 44.957.477 | 38.731.312 | 282.435.699 |
| dic-01 | 205.790.290 | 46.411.793 | 41.839.780 | 294.041.863 |
| mar-02 | 214.353.860 | 47.487.100 | 43.594.432 | 305.435.392 |
| jun-02 | 225.521.330 | 50.770.868 | 46.332.168 | 322.624.366 |
| sep-02 | 234.668.180 | 53.777.400 | 49.026.320 | 337.471.900 |
| dic-02 | 235.085.740 | 57.375.900 | 55.031.304 | 347.492.944 |
| mar-03 | 244.497.520 | 56.974.900 | 60.177.892 | 361.650.312 |
| jun-03 | 256.010.060 | 59.431.224 | 65.837.124 | 381.278.408 |
| sep-03 | 264.452.940 | 61.902.277 | 70.782.208 | 397.137.425 |
| dic-03 | 275.957.890 | 65.783.562 | 77.980.432 | 419.721.884 |
| mar-04 | 288.735.940 | 68.171.385 | 85.136.488 | 442.043.813 |
| jun-04 | 301.537.120 | 72.361.991 | 94.970.008 | 468.869.119 |
| sep-04 | 315.020.860 | 75.494.457 | 102.454.700 | 492.970.017 |
| dic-04 | 333.825.890 | 78.372.444 | 112.164.580 | 524.362.914 |
| mar-05 | 351.756.830 | 83.421.173 | 121.444.450 | 556.622.453 |
| jun-05 | 394.988.640 | 89.806.051 | 135.482.620 | 620.277.311 |
| sep-05 | 419.032.160 | 94.410.555 | 144.810.510 | 658.253.225 |
| dic-05 | 445.971.550 | 100.760.840 | 162.086.540 | 708.818.930 |
| mar-06 | 471.965.820 | 106.182.519 | 181.490.860 | 759.639.199 |
| jun-06 | 498.248.130 | 116.194.748 | 198.997.710 | 813.440.588 |
| sep-06 | 519.129.730 | 127.420.469 | 216.642.140 | 863.192.339 |
| dic-06 | 544.388.670 | 134.317.183 | 244.050.340 | 922.756.193 |
| mar-07 | 566.340.800 | 137.836.378 | 264.653.260 | 968.830.438 |
| jun-07 | 588.694.140 | 144.551.504 | 282.080.770 | 1.015.326.414 |
| sep-07 | 604.623.170 | 150.340.849 | 292.598.880 | 1.047.562.899 |
| dic-07 | 618.211.580 | 153.453.030 | 303.497.380 | 1.075.161.990 |
| Adquisición y rehabilitación de vivienda | Edificación | Inmobiliarias | |
|---|---|---|---|
| dic-92 | 100 | 100 | 100 |
| mar-93 | 105,64 | 101,63 | 99,84 |
| jun-93 | 110,53 | 99,23 | 98,92 |
| sep-93 | 113,40 | 97,42 | 97,91 |
| dic-93 | 121,99 | 85,42 | 120,31 |
| mar-94 | 125,79 | 84,24 | 120,22 |
| jun-94 | 132,06 | 82,76 | 118,12 |
| sep-94 | 137,87 | 82,90 | 117,32 |
| dic-94 | 145,64 | 79,21 | 115,58 |
| mar-95 | 149,06 | 77,63 | 123,99 |
| jun-95 | 155,08 | 78,18 | 127,84 |
| sep-95 | 158,63 | 80,31 | 128,68 |
| dic-95 | 164,28 | 80,84 | 128,96 |
| mar-96 | 168,11 | 80,52 | 132,75 |
| jun-96 | 174,65 | 82,69 | 130,92 |
| sep-96 | 179,88 | 83,36 | 133,28 |
| dic-96 | 185,74 | 83,07 | 145,71 |
| mar-97 | 192,15 | 83,83 | 148,58 |
| jun-97 | 202,79 | 84,82 | 151,44 |
| sep-97 | 213,17 | 85,81 | 157,28 |
| dic-97 | 226,32 | 84,56 | 163,22 |
| mar-98 | 235,24 | 89,95 | 150,49 |
| jun-98 | 251,14 | 96,51 | 161,40 |
| sep-98 | 260,18 | 98,86 | 169,68 |
| dic-98 | 267,47 | 100,20 | 183,06 |
| mar-99 | 278,19 | 102,40 | 197,69 |
| jun-99 | 290,63 | 111,35 | 216,12 |
| sep-99 | 302,22 | 114,24 | 219,26 |
| dic-99 | 315,06 | 120,20 | 241,87 |
| mar-00 | 326,98 | 126,67 | 260,11 |
| jun-00 | 343,04 | 134,61 | 287,75 |
| sep-00 | 360,00 | 141,07 | 307,48 |
| dic-00 | 383,35 | 145,93 | 329,04 |
| mar-01 | 397,54 | 145,04 | 352,81 |
| jun-01 | 419,76 | 152,97 | 375,68 |
| sep-01 | 431,30 | 153,91 | 379,76 |
| dic-01 | 446,59 | 158,89 | 410,23 |
| mar-02 | 465,17 | 162,57 | 427,44 |
| jun-02 | 489,40 | 173,81 | 454,28 |
| sep-02 | 509,25 | 184,10 | 480,70 |
| dic-02 | 510,16 | 196,42 | 539,57 |
| mar-03 | 530,58 | 195,05 | 590,04 |
| jun-03 | 555,57 | 203,46 | 645,52 |
| sep-03 | 573,89 | 211,92 | 694,01 |
| dic-03 | 598,86 | 225,20 | 764,59 |
| mar-04 | 626,59 | 233,38 | 834,75 |
| jun-04 | 654,37 | 247,72 | 931,17 |
| sep-04 | 683,63 | 258,45 | 1004,55 |
| dic-04 | 724,43 | 268,30 | 1099,76 |
| mar-05 | 763,35 | 285,58 | 1190,75 |
| jun-05 | 857,16 | 307,44 | 1328,39 |
| sep-05 | 909,34 | 323,20 | 1419,85 |
| dic-05 | 967,80 | 344,94 | 1589,24 |
| mar-06 | 1024,21 | 363,50 | 1779,49 |
| jun-06 | 1081,25 | 397,78 | 1951,14 |
| sep-06 | 1126,56 | 436,21 | 2124,15 |
| dic-06 | 1181,38 | 459,82 | 2392,88 |
| mar-07 | 1229,02 | 471,87 | 2594,89 |
| jun-07 | 1277,52 | 494,86 | 2765,76 |
| sep-07 | 1312,09 | 514,68 | 2868,89 |
| dic-07 | 1341,58 | 525,33 | 2975,75 |
| Bancos | Cajas | Cooperativas | |
|---|---|---|---|
| dic-92 | 28.981.735 | 39.374.682 | |
| mar-93 | 28.832.439 | 40.640.390 | |
| jun-93 | 29.192.012 | 42.270.726 | |
| sep-93 | 29.214.081 | 43.489.680 | |
| dic-93 | 30.786.220 | 45.119.933 | |
| mar-94 | 30.767.703 | 46.426.441 | |
| jun-94 | 40.382.977 | 47.964.155 | |
| sep-94 | 41.411.539 | 49.457.179 | |
| dic-94 | 41.598.229 | 51.476.116 | |
| mar-95 | 42.670.441 | 52.187.582 | |
| jun-95 | 44.106.583 | 53.874.056 | |
| sep-95 | 45.009.810 | 55.049.031 | |
| dic-95 | 45.925.891 | 56.768.408 | |
| mar-96 | 46.782.546 | 57.848.063 | |
| jun-96 | 48.061.273 | 59.901.327 | |
| sep-96 | 48.927.209 | 61.748.715 | |
| dic-96 | 51.319.746 | 63.134.411 | |
| mar-97 | 52.476.864 | 65.186.892 | |
| jun-97 | 54.546.872 | 68.356.882 | |
| sep-97 | 57.709.616 | 71.141.869 | |
| dic-97 | 59.668.257 | 74.721.073 | |
| mar-98 | 60.699.341 | 77.783.367 | |
| jun-98 | 66.781.106 | 81.453.940 | |
| sep-98 | 68.576.980 | 84.767.355 | |
| dic-98 | 69.239.147 | 88.593.886 | 8.290.093 |
| mar-99 | 73.469.755 | 90.923.049 | 8.667.349 |
| jun-99 | 78.110.188 | 96.002.330 | 9.127.434 |
| sep-99 | 80.532.245 | 99.572.818 | 9.541.339 |
| dic-99 | 83.535.786 | 105.856.672 | 9.986.593 |
| mar-00 | 87.494.912 | 110.440.352 | 10.478.221 |
| jun-00 | 91.650.973 | 118.309.351 | 11.184.054 |
| sep-00 | 96.588.926 | 124.293.456 | 11.796.057 |
| dic-00 | 104.160.656 | 130.402.458 | 12.077.105 |
| mar-01 | 106.265.298 | 136.169.984 | 12.541.213 |
| jun-01 | 112.424.080 | 144.153.297 | 13.142.031 |
| sep-01 | 114.606.817 | 147.014.484 | 13.800.345 |
| dic-01 | 118.352.790 | 154.028.956 | 14.634.394 |
| mar-02 | 122.435.297 | 160.638.279 | 15.389.406 |
| jun-02 | 127.859.851 | 171.915.638 | 16.140.881 |
| sep-02 | 133.719.774 | 179.612.832 | 17.031.964 |
| dic-02 | 137.126.911 | 185.789.488 | 16.636.566 |
| mar-03 | 141.032.891 | 194.799.983 | 17.587.296 |
| jun-03 | 149.222.820 | 206.358.682 | 18.670.715 |
| sep-03 | 157.315.229 | 212.902.270 | 19.664.523 |
| dic-03 | 168.199.970 | 222.034.564 | 19.935.854 |
| mar-04 | 178.713.475 | 232.524.255 | 21.144.313 |
| jun-04 | 189.422.219 | 247.127.464 | 22.440.668 |
| sep-04 | 199.964.762 | 259.910.979 | 22.644.833 |
| dic-04 | 211.199.917 | 278.529.114 | 24.059.375 |
| mar-05 | 223.863.693 | 295.625.709 | 26.342.138 |
| jun-05 | 251.792.663 | 326.977.411 | 30.068.634 |
| sep-05 | 264.669.742 | 349.540.861 | 31.915.235 |
| dic-05 | 285.290.810 | 376.846.891 | 34.162.686 |
| mar-06 | 304.139.202 | 405.625.808 | 36.253.302 |
| jun-06 | 322.560.537 | 438.201.630 | 38.493.245 |
| sep-06 | 342.191.220 | 465.265.424 | 40.570.687 |
| dic-06 | 367.640.840 | 496.923.931 | 43.134.402 |
| mar-07 | 383.375.886 | 524.318.644 | 45.307.469 |
| jun-07 | 397.702.237 | 554.290.376 | 47.759.479 |
| sep-07 | 408.582.396 | 573.074.243 | 49.848.291 |
| dic-07 | 417.839.963 | 587.875.107 | 51.804.759 |
| Total | Bancos | Cajas | Cooperativas | |
|---|---|---|---|---|
| dic-92 | 32,71% | 21,36% | 50,10% | |
| mar-93 | 34,18% | 21,76% | 50,78% | |
| jun-93 | 34,53% | 22,03% | 51,62% | |
| sep-93 | 34,61% | 21,99% | 52,16% | |
| dic-93 | 35,33% | 22,83% | 52,98% | |
| mar-94 | 35,91% | 22,98% | 53,55% | |
| jun-94 | 36,58% | 28,02% | 53,52% | |
| sep-94 | 37,33% | 28,79% | 54,17% | |
| dic-94 | 37,37% | 28,38% | 54,40% | |
| mar-95 | 37,91% | 29,13% | 54,38% | |
| jun-95 | 38,28% | 29,31% | 54,78% | |
| sep-95 | 38,78% | 29,77% | 55,05% | |
| dic-95 | 38,81% | 29,70% | 55,35% | |
| mar-96 | 39,48% | 30,34% | 55,97% | |
| jun-96 | 39,53% | 30,30% | 56,25% | |
| sep-96 | 40,19% | 30,96% | 56,47% | |
| dic-96 | 40,05% | 31,26% | 55,78% | |
| mar-97 | 40,06% | 31,14% | 55,66% | |
| jun-97 | 40,55% | 31,84% | 55,62% | |
| sep-97 | 40,95% | 32,69% | 55,75% | |
| dic-97 | 41,10% | 32,44% | 56,06% | |
| mar-98 | 40,98% | 32,23% | 55,75% | |
| jun-98 | 41,81% | 34,28% | 54,71% | |
| sep-98 | 42,05% | 33,94% | 55,63% | |
| dic-98 | 41,37% | 33,03% | 54,72% | 44,61% |
| mar-99 | 42,22% | 34,64% | 54,65% | 45,41% |
| jun-99 | 41,81% | 34,49% | 53,83% | 45,41% |
| sep-99 | 42,36% | 34,74% | 55,07% | 45,58% |
| dic-99 | 42,97% | 35,24% | 56,01% | 45,26% |
| mar-00 | 43,40% | 35,44% | 56,84% | 46,12% |
| jun-00 | 43,63% | 35,97% | 56,35% | 46,54% |
| sep-00 | 44,63% | 36,68% | 57,88% | 47,40% |
| dic-00 | 45,20% | 38,18% | 57,24% | 46,40% |
| mar-01 | 46,36% | 39,24% | 58,45% | 47,16% |
| jun-01 | 46,69% | 39,97% | 58,33% | 47,22% |
| sep-01 | 46,83% | 40,03% | 58,63% | 47,50% |
| dic-01 | 47,06% | 40,11% | 59,13% | 48,06% |
| mar-02 | 47,71% | 40,76% | 59,55% | 48,91% |
| jun-02 | 48,56% | 41,69% | 60,04% | 48,90% |
| sep-02 | 49,57% | 42,42% | 61,30% | 49,61% |
| dic-02 | 49,52% | 42,53% | 61,06% | 46,78% |
| mar-03 | 50,08% | 42,82% | 61,53% | 47,66% |
| jun-03 | 50,51% | 43,68% | 61,25% | 47,72% |
| sep-03 | 51,54% | 44,80% | 62,16% | 48,36% |
| dic-03 | 52,32% | 46,24% | 62,30% | 47,73% |
| mar-04 | 53,08% | 47,45% | 62,50% | 48,78% |
| jun-04 | 53,37% | 48,03% | 62,27% | 49,24% |
| sep-04 | 54,56% | 49,48% | 63,32% | 48,76% |
| dic-04 | 55,45% | 50,39% | 64,49% | 48,74% |
| mar-05 | 56,27% | 50,91% | 65,38% | 50,84% |
| jun-05 | 57,15% | 52,31% | 65,73% | 52,15% |
| sep-05 | 58,19% | 52,97% | 67,19% | 52,80% |
| dic-05 | 58,94% | 53,95% | 67,96% | 53,03% |
| mar-06 | 60,01% | 54,92% | 68,77% | 53,68% |
| jun-06 | 60,25% | 55,00% | 69,01% | 54,04% |
| sep-06 | 60,79% | 55,14% | 69,95% | 54,71% |
| dic-06 | 61,17% | 55,87% | 70,05% | 55,37% |
| mar-07 | 61,74% | 56,30% | 70,55% | 56,09% |
| jun-07 | 61,45% | 55,20% | 70,48% | 56,35% |
| sep-07 | 61,40% | 55,02% | 70,43% | 57,04% |
| dic-07 | 61,08% | 54,39% | 70,58% | 57,08% |
| Total | Bancos | Cajas | Cooperativas | |
|---|---|---|---|---|
| dic-92 | 14,38% | 9,01% | 21,31% | |
| mar-93 | 14,88% | 8,85% | 22,38% | |
| jun-93 | 13,96% | 7,98% | 22,26% | |
| sep-93 | 13,79% | 7,80% | 22,35% | |
| dic-93 | 13,51% | 7,68% | 22,35% | |
| mar-94 | 14,22% | 8,14% | 23,01% | |
| jun-94 | 14,39% | 10,00% | 22,96% | |
| sep-94 | 14,75% | 10,19% | 23,77% | |
| dic-94 | 14,44% | 9,83% | 23,22% | |
| mar-95 | 14,58% | 9,99% | 23,28% | |
| jun-95 | 14,89% | 10,24% | 23,55% | |
| sep-95 | 14,99% | 10,19% | 24,11% | |
| dic-95 | 14,75% | 10,06% | 23,43% | |
| mar-96 | 14,94% | 10,18% | 23,69% | |
| jun-96 | 15,25% | 10,38% | 24,30% | |
| sep-96 | 15,42% | 10,53% | 24,17% | |
| dic-96 | 15,64% | 10,94% | 23,97% | |
| mar-97 | 15,99% | 11,14% | 24,60% | |
| jun-97 | 16,14% | 11,18% | 25,02% | |
| sep-97 | 16,68% | 11,72% | 25,82% | |
| dic-97 | 17,10% | 11,97% | 26,36% | |
| mar-98 | 17,25% | 11,82% | 27,27% | |
| jun-98 | 18,00% | 12,78% | 27,66% | |
| sep-98 | 18,58% | 13,27% | 27,97% | |
| dic-98 | 18,69% | 13,25% | 27,89% | 26,17% |
| mar-99 | 19,10% | 13,76% | 28,24% | 27,26% |
| jun-99 | 19,78% | 14,42% | 29,09% | 28,26% |
| sep-99 | 20,17% | 14,81% | 29,23% | 28,85% |
| dic-99 | 20,25% | 14,69% | 29,60% | 28,73% |
| mar-00 | 20,95% | 15,37% | 30,31% | 29,39% |
| jun-00 | 21,62% | 15,85% | 31,23% | 30,45% |
| sep-00 | 22,10% | 16,28% | 31,74% | 30,99% |
| dic-00 | 22,31% | 16,69% | 31,56% | 30,54% |
| mar-01 | 22,36% | 16,27% | 32,65% | 31,06% |
| jun-01 | 23,13% | 17,19% | 32,95% | 31,07% |
| sep-01 | 23,46% | 17,51% | 33,16% | 31,69% |
| dic-01 | 23,36% | 17,17% | 33,52% | 31,81% |
| mar-02 | 24,10% | 17,82% | 34,22% | 33,05% |
| jun-02 | 24,78% | 18,37% | 34,80% | 33,40% |
| sep-02 | 25,66% | 18,88% | 36,33% | 35,05% |
| dic-02 | 25,69% | 18,85% | 36,42% | 32,99% |
| mar-03 | 26,16% | 18,92% | 37,25% | 34,36% |
| jun-03 | 26,68% | 19,37% | 38,02% | 34,96% |
| sep-03 | 27,38% | 19,83% | 39,36% | 36,49% |
| dic-03 | 27,71% | 20,38% | 39,24% | 35,53% |
| mar-04 | 28,45% | 21,02% | 40,10% | 36,83% |
| jun-04 | 28,73% | 21,27% | 40,36% | 36,94% |
| sep-04 | 29,75% | 22,09% | 41,81% | 36,84% |
| dic-04 | 30,36% | 22,39% | 43,05% | 36,97% |
| mar-05 | 30,84% | 22,59% | 43,79% | 39,32% |
| jun-05 | 31,15% | 23,47% | 42,61% | 40,35% |
| sep-05 | 32,36% | 24,01% | 44,91% | 42,04% |
| dic-05 | 32,97% | 24,42% | 46,14% | 41,57% |
| mar-06 | 34,32% | 25,56% | 47,49% | 43,00% |
| jun-06 | 35,37% | 26,66% | 48,11% | 43,10% |
| sep-06 | 36,05% | 27,24% | 48,87% | 43,70% |
| dic-06 | 36,66% | 27,95% | 49,34% | 43,96% |
| mar-07 | 37,23% | 28,38% | 49,88% | 44,92% |
| jun-07 | 37,00% | 27,97% | 49,66% | 45,95% |
| sep-07 | 37,01% | 27,66% | 50,23% | 46,86% |
| dic-07 | 36,49% | 26,88% | 50,18% | 46,77% |
| Total | Bancos | Cajas | Cooperativas | |
|---|---|---|---|---|
| dic-92 | 161% | 90% | 283% | |
| mar-93 | 163% | 88% | 285% | |
| jun-93 | 164% | 88% | 289% | |
| sep-93 | 159% | 85% | 287% | |
| dic-93 | 164% | 91% | 289% | |
| mar-94 | 163% | 89% | 287% | |
| jun-94 | 161% | 108% | 286% | |
| sep-94 | 164% | 110% | 291% | |
| dic-94 | 167% | 111% | 292% | |
| mar-95 | 168% | 114% | 289% | |
| jun-95 | 175% | 119% | 297% | |
| sep-95 | 177% | 121% | 301% | |
| dic-95 | 182% | 124% | 306% | |
| mar-96 | 177% | 125% | 306% | |
| jun-96 | 183% | 131% | 314% | |
| sep-96 | 185% | 132% | 315% | |
| dic-96 | 190% | 140% | 308% | |
| mar-97 | 192% | 142% | 307% | |
| jun-97 | 201% | 150% | 317% | |
| sep-97 | 205% | 157% | 320% | |
| dic-97 | 211% | 160% | 327% | |
| mar-98 | 209% | 158% | 321% | |
| jun-98 | 219% | 169% | 331% | |
| sep-98 | 229% | 179% | 335% | |
| dic-98 | 235% | 183% | 341% | 244% |
| mar-99 | 243% | 195% | 345% | 244% |
| jun-99 | 253% | 203% | 358% | 252% |
| sep-99 | 255% | 204% | 362% | 255% |
| dic-99 | 266% | 213% | 375% | 263% |
| mar-00 | 273% | 218% | 385% | 270% |
| jun-00 | 265% | 198% | 405% | 281% |
| sep-00 | 258% | 185% | 413% | 287% |
| dic-00 | 266% | 196% | 415% | 282% |
| mar-01 | 274% | 200% | 424% | 285% |
| jun-01 | 283% | 208% | 439% | 290% |
| sep-01 | 282% | 208% | 433% | 295% |
| dic-01 | 282% | 201% | 437% | 303% |
| mar-02 | 290% | 208% | 447% | 311% |
| jun-02 | 297% | 209% | 466% | 320% |
| sep-02 | 304% | 215% | 472% | 326% |
| dic-02 | 303% | 214% | 471% | 302% |
| mar-03 | 313% | 220% | 484% | 308% |
| jun-03 | 330% | 235% | 504% | 316% |
| sep-03 | 333% | 239% | 507% | 321% |
| dic-03 | 343% | 250% | 512% | 317% |
| mar-04 | 347% | 252% | 525% | 329% |
| jun-04 | 365% | 267% | 548% | 339% |
| sep-04 | 377% | 279% | 561% | 331% |
| dic-04 | 356% | 244% | 582% | 340% |
| mar-05 | 371% | 256% | 602% | 363% |
| jun-05 | 379% | 296% | 517% | 362% |
| sep-05 | 395% | 310% | 532% | 374% |
| dic-05 | 426% | 336% | 574% | 390% |
| mar-06 | 468% | 370% | 628% | 412% |
| jun-06 | 506% | 389% | 699% | 436% |
| sep-06 | 498% | 392% | 665% | 437% |
| dic-06 | 510% | 398% | 687% | 452% |
| mar-07 | 531% | 420% | 708% | 462% |
| jun-07 | 554% | 429% | 750% | 484% |
| sep-07 | 543% | 415% | 739% | 489% |
| dic-07 | 521% | 382% | 740% | 490% |
© 2005-2008. Instituto Juan de Mariana. Todos los derechos reservados.